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Police inspector Dayashankar (Govinda), is an officer who for any reason will not put his life in any danger. He has a very loving family, Mother, Father, Sister and a friend who means more to him than his own life. Inspector Shiva (Aditya Pancholi), Jai Chand (Raj Babbar)and Kari Anna (Mohan Joshi) run the city vast crime syndicat. Jai Chand has a half crazy brother Tinu (Tinu Anand) whom he loves more than his own life, due to Tinnu's behaviour there is a rift between Jai Chand and Kari Anna who now become enemies.
Suddenly into inspector Dayashankar's life comes in Ritu (Shilpa Shetty) like a breath of fresh air. Both of them are immersed in their love for each other and even Dayashankar's parents are ready to accept Ritu into their lives. But one day in saving police comissioner Kaushik (Saeed Jaffery) Dayashankar is the victim of Billa's bullets and is taken to the hospital seriously injured. During the process of his treatment the doctor tells Dayashankar is suffering from blood cancer and he has only six months to live, This sudden twist in fate makes Dayashankar take out an insurance policy. He also takes out an accident policy so that if he dies on duty the family benefits. He now decides to confront all dangers.